2. Promo years try from March 1, 2016 to September 30, 2016.
3. All C2C software include susceptible to PNB’s credit score rating assessment and affirmation.
4. the total amount to be transformed needs to be no less than Php 10,000. Add-on rates as found below:
5. The sum of the installment deals generated regarding PNB Credit Card inclusive of interest mustn’t meet or exceed 80per cent of this cardholder’s borrowing limit or readily available credit limit, whichever is leaner, in the course of C2C software. In the event of insufficient credit limit, PNB gets the sole discretion to find out and accept just some for the total be reproduced for.
6. to ask about their own offered credit limit for transformation, cardholders may contact the 24/7 Support Service at 818-9-818 or toll free at 1-800-10-818-9-818.
7. Cardholder can take advantage of the promo via:
a. Over-the-Counter: check out any PNB participating department in the country add an entirely loaded form. Profits might be released in finances or paid to PNB account.
b. Over-the-Phone: Call the 24/7 customer support at 818-9-818 or toll free at 1-800-10-818-9-818. Profits will likely be credited to PNB or non-PNB account.
8. The deposit levels should be within the term regarding the C2C customer. For credit score rating to PNB accounts, the recommended C2C key amount will probably be paid to the Current profile or Peso checking account specified during the application. For credit score rating to non-PNB account, PNB shall point a Manager’s Cheque (MC) payable within the name for the cardholder. The MC will be deposited towards non-PNB Peso account suggested regarding form.
9. There’ll be a control fee of P300 for almost any accepted C2C program, to be charged to the cardholder’s charge card account.
10. The C2C quantity, inclusive of the appropriate interest, shall be ear-marked from cardholder’s offered borrowing limit during the time of the acceptance.
11. All C2C demands shall perhaps not build reward points.
12. in the eventuality of early termination, PNB shall impose a five percentage (5%) handling fee based in the leftover delinquent installment amount or Php 500, whichever is actually high. The delinquent complete quantity and the appropriate charge will probably be published back as standard direct deal.
13. The month-to-month amortization kinds part of the minimum amount because of in Statement of profile (SOA). Should the cardholder elect to just pay minimal levels due or any levels below the full amount because of, just a percentage associated with the C2C will probably be thought about paid. The outstanding part of the monthly amortization will probably be subject to routine money expense.
14. Cardholder acknowledges his/her obligation to PNB for your C2C approved principal levels which shall create part of his/her obligation toward lender.
15. The conditions and terms overseeing issuance and make use of of PNB Credit Cards tend to be integrated herein by research making an integral part hereof.
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